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SELF INSURED MEDICAL EXPENSE REIMBURSEMENT PROGRAM


A program that saves the employer money on FICA taxes while supporting the employees, & it pays for itself.


OnPoint offers EHP’s self-insured medical expense reimbursement program (SIMERP) is a preventative care management solution that is IRS, HIPAA, and ERISA compliant, offered at no net cost. It provides employers with FICA tax savings while giving employees access to benefits, such as those offered by Insurance Partners and EHP's wellness program through Revive Health, all without impacting their take-home pay.

Wellness Program

Comprehensive medical and wellness program at no net cost to employees, providing access to doctors, mental health experts, nutritionists, medications, and patient advocacy tools.

Employee Tax Savings

Each employee that opts into our program will receive a $1,220 reduction in their taxable wages. The result is a substantial reduction in payroll taxes owed. These savings cover the cost of the Revive monthly membership, any supplemental benefits they choose to add (if you choose to make that option available), and a potential increase in their net take home pay.


Business FICA Tax Savings of $640 Per Employee Per Year

As a result of the $1,220 deduction / reduction in enrolled employee’s taxable wages, their FICA taxes are reduced by $93.33 per month, lowering your FICA match requirement by the same amount.

Flexible Supplemental Options

If you choose to make available, employees can choose from a menu of supplemental options based on their tax savings over and above the Revive membership (Our goal is not to replace what you already have - only add). Allotment amounts for each employee will be determined after we process your census and are included in your company’s proposal.

Possible Redirection of Medical Expenses

Many of our larger clients with level or self-funded insurance are realizing an additional 10-20% savings in medical expenditures from employees redirecting lower-level care away from their traditional healthcare provider and into the Revive platform.



Employer Benefit Calculator

Employer Benefit Calculator

EHP SIMERP Program Savings Estimate

Click Here To See If Your Company Is Eligible By Scheduling A Free Consultation With Your OnPoint SIMERP Plan Specialist
Total Employees
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Participating (85%)
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Benefit / Employee
$640
Participation Rate
85%
Estimated Annual Benefit
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Disclaimer: This calculator provides estimates only and is intended for informational purposes. The results shown are based on assumed participation rates and average benefit amounts, which may vary significantly based on actual employee eligibility, enrollment decisions, plan design, and other factors. This tool does not constitute financial, tax, or legal advice. Consult with qualified professionals before making any business decisions.

Hold Harmless: By using this calculator, you agree to hold harmless OnPoint Fast LLC, its owners, officers, employees, agents, and affiliates from any and all claims, damages, losses, liabilities, costs, and expenses (including attorney fees) arising from or related to your use of this calculator or reliance on its results. OnPoint Fast LLC makes no warranties, express or implied, regarding the accuracy, completeness, or suitability of the information provided.

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